Organize, Strategize, Maximize with Confidence
Organise, Strategize, Maximize with Confidence
About SZC Financial
Do you view money as a goal or a means?
At SZC Financial we recognize that your money is a reflection of your deeply-held philosophies. As fiduciary financial advisors we help our clients articulate their personal goals, remove the drags of financial inefficiency, and maximize all their financial resources – meaning, we help get you to your goals as quickly as possible.
Our team
David Shober
Financial Advisor
Using the most sophisticated financial planning tools currently available David assists his clients with the following:
- Investment management
- Cash flow analysis
- Retirement planning
- Estate planning
- Insurance assessments and planning
- College planning
“I believe in developing and maintaining a solid relationship based on trust and integrity to help my clients achieve what’s truly important in their lives.”
David Shober is an Investment Adviser Representative with Kestra Advisory Services, LLC and has been a Financial Advisor since 2001.
Stephen Zelcer
Financial Advisor
Stephen Zelcer is the source of Financial Education for Federal Employees. He stands at the intersection between Federal Benefits and personal finance, guiding you in what you could and should be doing to integrate your benefits with the rest of your financial life.
Stephen specializes in financial planning for Federal Employees with an emphasis on retirement planning, asset management, and self-insurance. He has worked 1-on1 with Federal Employees at all levels, including executives and judges.
In addition to his planning practice, Stephen is an accomplished lecturer. He has delivered hundreds of financial literacy classes to dozens of federal agencies. Since 2007 Stephen has taught over twenty-five thousand Federal Employees about financial planning and retirement.
Steve Collins
Financial Advisor
For over 20 years, Steve has worked with his clients to strengthen their finances and help foster a better understanding of their financial situation. He prides himself on being able to take complicated financial matters and simplify them into easy-to-understand concepts. Steve has built a strong client base of local police and fire fighters. The son of a retired Montgomery County police officer, Steve knows firsthand the many financial decisions facing local first responders today. He has spent the last 20 years learning about their workplace benefits and serving their financial needs.
“I believe that you can never communicate too much. My clients take comfort in knowing their financial advisor is always just phone call away. Communication is paramount”
Steve Collins is an Investment Adviser Representative with Kestra Advisory Services, LLC and has been a Financial Advisor since 2009.
Sue Redding
Office Manager
With more than 40 years of professional experience, Sue has built her career on a foundation of organization, client service, and operational excellence. Her background in the hospitality industry provided extensive experience in financial management, budgeting, and coordinating the efficient operation of multiple departments, while fostering a strong commitment to exceptional customer service.
As Office Manager at SZC Financial, Sue works closely with the firm’s advisors to support both the organization and the clients it serves. Sue maintains the firm and client records, coordinating client meetings and annual reviews, managing daily office operations, and assisting with the planning and execution of client events. She is dedicated to creating a seamless and welcoming experience for every client while ensuring the office operates efficiently and effectively.
Throughout her career, Sue has enjoyed collaborating with diverse teams, building meaningful relationships, and providing the organizational support that helps businesses thrive. Her attention to detail, commitment to service, and focus on client satisfaction have been instrumental in fostering trust and supporting long-term client relationships.
Sue believes success is measured not only by results, but also by the trust that is earned, the integrity that is demonstrated, and the positive impact made on those served. She is committed to helping clients feel welcomed, supported, and confident in their experience with the firm.
Daniel Avnaim
Financial Management Associate
Daniel Avnaim is a Service Advisor with SZC Financial, where he works with individuals and families to help them pursue their long-term financial goals. In his role, Daniel assists with investment management, retirement planning, portfolio analysis, and ongoing client service, helping clients navigate important financial decisions with confidence.
A native of Rockville, Maryland, Daniel graduated from Thomas S. Wootton High School before earning a Bachelor of Science in Finance from San Diego State University’s Fowler College of Business. He holds the Series 7 and Series 66 securities licenses and is committed to providing personalized guidance and exceptional service to every client relationship.
In his spare time, Daniel enjoys spending time at the beach, hiking, and traveling.
“I believe that financial success is not just about numbers, but about understanding and achieving your personal goals. My mission is to provide our clients with the guidance and tools they need to build a successful future.”
Amy Lebeck
Planner
Amy joined the team in 2019 as a Financial Planning Specialist. She has been assisting the team in developing our client webinars. Amy has a Bachelor’s degree in Human Services from UWS and a Masters in Financial Planning from SDSU. She is currently studying to attain the Certified Financial Planner (CFP®) designation. Amy thoroughly enjoys financial planning and the role it plays in helping people achieve their personal goals. Amy currently resides in central Minnesota. Besides spending time with her friends and family, she loves road trips, history, podcasts, and music.
Chaya Zelinger
Executive Assistant
Stephen Zelcer’s daughter, Chaya, joined the team in 2022, serving as Stephen’s executive assistant. She directly manages communications, scheduling, and billing, with both Stephen’s clients and the Federal agencies we work with.
Chaya is not affiliated with Kestra.
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The John Shober Memorial Golf Tournament to benefit the Shady Grove Adventist Aquilino Cancer Center
Please join us for our 5th annual John Shober memorial golf tournament to support the Aquilino cancer center at blue mash golf course on Monday, Sept. 21st. Details to come.
